After a car accident, there are several steps you need to take. It can be overwhelming, from assessing the damage to negotiating and understanding your insurance coverage. Your car insurance company relies on claims adjusters to determine what coverage you might receive after an accident. The logistics and paperwork can be a headache for everyone involved. To avoid this, follow these 5 tips for dealing with your car insurance company after a car accident.
The first thing to do after an accident is to take notes. What happened? How did it happen? Can you take photos? The more information you have, the better. If you follow this tip as soon as possible after the accident, you’ll save yourself a lot of hassle. It can be easy to forget the details of an accident as time passes, so writing down as much information as possible when it happens will be helpful when you speak with your car insurance company.
Do Research On The Damage
If your car has been in an accident, you need to have the damage assessed. The best way to do this is to bring your car to Authentic Auto Body. We will carefully look over your vehicle for areas of damage and give you a reliable estimate for repair costs. You might want to get several estimates if it gives you peace of mind instead of relying on the car insurance company’s assessment. If you know what the expected costs are associated with your car’s damage, you will be more equipped to speak confidently with your car insurance company adjuster.
Understand Car Insurance Company Policy
Knowledge is power. Make sure to go over your car insurance company policy thoroughly. It’s best to do this before you speak with an adjuster when things might be hurried, and you don’t have time to ask many questions. Familiarize yourself with your collision protection policy as soon as the accident occurs because it may have been several years since you first looked at it. Every car insurance company is different, and each policy is unique as well. You will feel empowered when you speak with your car insurance company if you have a basic knowledge of the policy beforehand. At Authentic Auto Body, we will negotiate with your insurance company after you have filed your claim, so you don’t need to stress.
Review Documents Before Signing
It’s always good practice to never sign anything unless you’ve read the detailed fine print. The same is true when dealing with your car insurance company after an accident. Study and read the documents and statements before you sign them. Sometimes you might feel pressured to sign something quickly to move the claims process along. This is when it’s especially important to take your time and go over statements and paperwork carefully before placing your signature on them.
Delay Settling Too Quickly
If possible, try to avoid taking a fast settlement offer from your car insurance company. Take as much time as you can to make sure the process is completed thoroughly and completely. This can be difficult when you need to resolve the claim quickly, but if you can, this can result in less money spent in the long run. For example, if a car insurance company offers you less than our Authentic Auto Body team assesses the value to be, and you take it, you lose out on some much-needed funds.
Schedule An Assessment With Authentic Auto Body
Have you been in a car accident? Call (508) 429-6927 to schedule a damage repair assessment at Authentic Auto Body.